Last update at :2024-05-25,Edit by888u
Today’s introduction: virtualcards. In a word, virtualcards are a very easy-to-get MasterCard credit card that can’t be overspended. Are you a student and don’t have a credit card? You don’t have a job, so you won’t be approved for a credit card? Or maybe you don’t want to use your real credit card to shop online for fear of security issues? Or maybe some foreign websites don’t support your credit card? This is not a problem, virtualcards allows you to easily get a genuine MasterCard credit card. For online shopping, wherever MasterCard is accepted, this card can basically be used.
Official website: https://www.virtualcards.us
What are the advantages of virtualcards cards?
No need for review, can be bound to PayPal, can be bound to Google play, passes GCE in seconds, can be recharged with Alipay (this is so true), and there is an official Chinese website.
Application tutorial:
https://www.virtualcards.us/choose-card, there is a language selection at the top:
There are two types of cards: US Unlocked Reloadable Card and US Unlocked Non Reloadable Card. The difference is that the red one can be recharged repeatedly (each recharge is between 50 and 3,500 US dollars), while the blue one can be recharged once (50~3,500 US dollars). Between US$950, if you want to recharge, you need to wait 12 months)
To apply for a US Unlocked Reloadable Card, a rechargeable card, you need to submit identity verification. The information must be consistent with your passport, and the contact address must be true.
Applying for a US Unlocked Non Reloadable Card, a one-time recharge card, does not require identity verification. The information does not have to be true, but the information you fill in must look real; some Chinese people fill in the form when buying foreign things. When providing information, last name, first name, city, province, address, and phone number were all typed on the keyboard with their eyes closed. It was all XYZ, numbers, and a lot of junk information. I don’t know if they were out of their minds or not. I think the IQ of foreigners is 0.
The following is to fill in the information. Anyway, it is in Chinese, so it is relatively simple:
Currently, you can only apply for a US dollar credit card. After filling in the information, you can load the card.
What are the fees?
Membership fee: US$15, equivalent to the card fee, one-time, and another US$5 will be charged when the card is issued repeatedly
Monthly maintenance fee: US$3.5/month, charged when you recharge, and will be automatically deducted later as long as the card has a balance
Recharge fee:
Bank transfer charges a handling fee of US$3 + 3% of the total amount;
Yandex charges a handling fee of US$4 + 7% of the total amount;
Webmoney charges a handling fee of US$4 + 5% of the total amount;
Alipay charges a handling fee of US$4 + 5% of the total amount;
POS (POINT OF SALE) FEE: USD 0.5
DECLINED TRANSACTION FEE: $0.65
Explain
POS (POINT OF SALE) FEE:
What is a point of sale fee? A POS or point of sale purchase is the “point” where a transaction is finalized or the moment where a customer tenders payment in exchange for goods and services. Any form of payment can be used , such as cash, debit cards, credit cards, mobile payments and even Bitcoin. To put it simply, to complete a transaction, you will basically be charged a fee of $0.5.
DECLINED TRANSACTION FEE:
Many banks allow credit and debit card transactions to go through, even if the card user is over their credit limit or has insufficient funds in their checking account. The transaction would process, and the card user would get hit with an over- limit fee and possible additional penalty fees each day. Here it is probably like this: For a credit card, the consumption limit exceeds the maximum limit of your card; for a debit card, there is not enough money in your card; but the transaction will still be approved. This Additional fees will be incurred sometimes. What is written here is US$0.65, which is usually US$0.65 per day; of course, you still have to pay back the money you overspent or the money you owe due to insufficient balance when making purchases on your debit card.
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